"My people are destroyed for lack of knowledge...." Hosea 4:6-7

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Press Releases

For Immediate Release

January 10, 2018

Press Release


FDIC's Supervisory Insights Winter Edition Focuses on Credit Management Information Systems

The Federal Deposit Insurance Corporation (FDIC) today issued the Winter 2017 issue of Supervisory Insights, which includes articles on credit Management Information Systems (MIS) and recent results from the FDIC's Credit and Consumer Products/Services Survey.

"A key component of a bank's risk management program is a strong credit MIS, which uses loan data to develop timely and meaningful reporting for a bank's board and senior management," said Doreen R. Eberley, Director of the FDIC's Division of Risk Management Supervision. "This article illustrates how banks can strengthen credit MIS by incorporating forward-looking risk indicators and establishing a sound governance framework."

"Underwriting Trends and Other Highlights" from the FDIC's Credit and Consumer Products/Services Survey shares recent credit survey results with a focus on lending activity -- including trends in underwriting, loan growth, and funding. The results suggest that credit risk and liquidity risk are increasing, as reflected in a higher frequency of surveys that report risks associated with loan growth, out-of-territory lending, and credit and funding concentrations.

Supervisory Insights also includes a "Regulatory and Supervisory Roundup" section, which provides an overview of recently released regulations and supervisory guidance.

Supervisory Insights provides a forum for discussing how bank regulation and policy are put into practice in the field, promoting sound principles and practices for bank supervision, and communicating about the emerging issues that bank supervisors face. The journal is available on the FDIC's website at Suggestions for future topics and requests for permission to reprint articles should be emailed to Requests for print copies should be emailed to

Supervisory Insights

Congress created the Federal Deposit Insurance Corporation in 1933 to restore public confidence in the nation's banking system. The FDIC insures deposits at the nation's banks and savings associations, 5,738 as of September 30, 2017. It promotes the safety and soundness of these institutions by identifying, monitoring and addressing risks to which they are exposed. The FDIC receives no federal tax dollars—insured financial institutions fund its operations.


12/15/2017 09:19 AM EST

As part of the Commodity Futures Trading Commission’s (CFTC) ongoing efforts to help protect Americans from fraud, the CFTC added 21 new names to the Registration Deficient List (RED List).


12/15/2017 01:05 PM EST

The Commodity Futures Trading Commission (CFTC) today launched a virtual currency resource Web page, This dedicated page is a central repository for Commission-produced resources about virtual currency, and is designed to educate and inform the public about these commodities, including the possible risks associated with investing or speculating in virtual currencies or recently launched Bitcoin futures and options.

Online Loan 24 Publishes An Alarming Infographic About African-Americans’ Personal Finance Online Loan 24 Publishes An Alarming Infographic About African-Americans’ Personal Finance
Online Loan 24 has just published a new infographic that presents a grim picture of African-Americans' situation with personal finance and the most common problems they face in their daily lives.

Ziegler Closes $67.610 Million Brazos Presbyterian Homes Financing
Ziegler Closes $67.610 Million Brazos Presbyterian Homes Financing
Ziegler, a specialty investment bank, is pleased to announce the successful closing of the $67,610,000 Series 2016 tax-exempt, fixed-rate financing for Brazos Presbyterian Homes (BPH), a new client to Ziegler. BPH owns and operates two continuing care retirement communities in Houston, Texas: Brazos Towers at Bayou Manor and the Hallmark.

Crowley Joins the Clean Cargo Working Group; Global Initiative Seeks Improved Environmental Performance by Reducing Emissions Crowley Joins the Clean Cargo Working Group; Global Initiative Seeks Improved Environmental Performance by Reducing Emissions
Crowley Maritime Corp. has joined the Clean Cargo Working Group (CCWG), a global, business-to-business initiative dedicated to reducing the environmental impacts of global goods transportation and promoting responsible shipping. Membership in the group underscores Crowley’s practice of prioritizing and utilizing technology and operations that are friendly to the environment, and of joining partnerships focused on reducing vessel emissions.

Bombardier and APS Renew Jet Upset Training Partnership Bombardier and APS Renew Jet Upset Training Partnership
Bombardier Business Aircraft and Aviation Performance Solutions (APS) Together Provide In-flight Upset Recovery Training Services as Part of the Bombardier Leading Edge Program to Crews of Recently Purchased Learjet, Challenger and Global* business aircraft. Through Pilot Education and Skill Development, Effectively Delivered Airplane Upset Prevention and Recovery Training (UPRT) Reduces the Risk of Loss of Control in-Flight (LOC-I), the Cause of the Most Fatalities in Commercial Aviation Worldwide over the Past 10 Years.

New UNC Research Finds Activist Hedge Funds Deliver Returns Only During Takeovers New UNC Research Finds Activist Hedge Funds Deliver Returns Only During Takeovers
A new study from UNC Kenan-Flagler Business School analyzes more than 2,000 activist campaigns and more than 3,200 M&A transactions during the past 15 years. It finds that an activist campaign substantially boosted the probability that the company would receive a takeover bid.


City of Shreveport Agrees to $342 Million Sewer System Upgrade to Comply with Clean Water Act



Release Date: 11/13/2013
Contact Information: Jennah Durant or Joe Hubbard, 214 665-2200 or R6press@epa.go

The city of Shreveport, La., has agreed to make significant upgrades to reduce overflows from its sanitary sewer system and pay a $650,000 civil penalty to resolve Clean Water Act (CWA) violations stemming from illegal discharges of raw sewage, the Department of Justice and the U.S. Environmental Protection Agency (EPA) announced today.  The state of Louisiana, a co-plaintiff in this case, will receive half of the civil penalty.

When wastewater systems overflow, they can release raw sewage and other pollutants, threatening water quality and potentially contributing to disease outbreaks.  To come into compliance with the CWA, the city estimates it will spend approximately $342 million over the next 12 years in order to improve the sewer system’s condition.  While the city upgrades the system, it will also implement a program for capacity management, operation, and maintenance to help reduce sanitary sewer overflows.

“The key provisions of this settlement will eliminate overflows of raw sewage in neighborhoods that have for too long been subject to these contaminated overflows,” said Acting Assistant Attorney General Robert G. Dreher.  “These provisions are critical to protecting the public health of all citizens of Shreveport.”  

“The United States Attorney’s Office is committed to assisting our federal partners and the state in protecting the environment and public health,” said U.S. Attorney Stephanie Finley.  “Sewer overflows are a public health hazard.  The citizens of Shreveport are the beneficiaries of this settlement, which will eliminate these overflows

“Keeping these discharges out of our waterways is a priority for the EPA and the state of Louisiana,” said EPA Regional Administrator Ron Curry.  “The residents of Shreveport deserve clean water and reliable infrastructure, and this agreement will help achieve that.”

The Justice Department, on behalf of the EPA, filed a complaint against the city alleging that, since 2005, the city has had untreated sewage overflows from its sanitary sewer system in violation of the CWA and state-issued discharge permits.  The cause of these illegal overflows stems largely from the city’s failure to properly operate and maintain the condition of the sewer system, resulting in discharges of untreated sewage into local waterways and the community.

Shreveport’s wastewater collection and treatment system, including the Lucas and North Regional waste water treatment plants, serves approximately 220,000 people in an environmental justice area. 

Keeping raw sewage out of the community and the waters of the United States is a national priority for EPA, as sewage overflows can present a significant threat to human health and the environment.  These discharges can degrade water quality, spread bacteria and viruses, and cause diseases ranging from gastroenteritis to life-threatening conditions such as cholera and dysentery.  

The settlement, which will be lodged in the U.S. District Court for the Western District of Louisiana, is subject to a 30-day public comment period before the court can give final approval and enter the consent decree as final judgment, at which time it will become effective.  The proposed consent decree can be viewed online at

More information about the settlement:

More information about EPA’s national enforcement initiative:

More information about Integrated Municipal Stormwater and Wastewater Plans:





  US Federal Contractors Registration: Contractors Needed in FEMA Relief Efforts US Federal Contractors Registration: Contractors Needed in FEMA Relief Efforts
When Hurricane Sandy crashed into Northeast American earlier this week, the Federal Emergency Management Agency (FEMA) reported having $3.6 billion dollars worth of relief funds. This massive amount of funds generally goes towards relief efforts for those in need of food, water, and basic necessities. However, an extremely large portion of the funds goes to contractor employed by the government to fix damages and repair fallen or broken structures. US Federal Contractor Registration is a third party registration firm that has helped thousands of businesses complete their SAM registration and bid on contracts. US Federal Contractor Registration pairs businesses with a dedicated case managerto help get registered for federal employment and help them every step of the way from initial registration to bidding on contracts




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"My people are destroyed for lack of knowledge...."  Hosea 4:6-7