inalienable rights and legal rights of the citizenry to be accurately informed must not, by corruption, be perverted, lest that citizenry, acting on such perversion in their daily judgments,
certainly suffer to their physical and spiritual detriment.™
Rogers-Chairman Human Utilities Whole Armour®
FDIC's Supervisory Insights Winter
Edition Focuses on Credit Management Information Systems
The Federal Deposit Insurance Corporation (FDIC) today issued the
Winter 2017 issue of Supervisory Insights, which includes articles on
credit Management Information Systems (MIS) and recent results from the
FDIC's Credit and Consumer Products/Services Survey.
"A key component of a bank's risk management program is a strong credit
MIS, which uses loan data to develop timely and meaningful reporting
for a bank's board and senior management," said Doreen R. Eberley,
Director of the FDIC's Division of Risk Management Supervision. "This
article illustrates how banks can strengthen credit MIS by
incorporating forward-looking risk indicators and establishing a sound
"Underwriting Trends and Other Highlights" from the FDIC's Credit and
Consumer Products/Services Survey shares recent credit survey results
with a focus on lending activity -- including trends in underwriting,
loan growth, and funding. The results suggest that credit risk and
liquidity risk are increasing, as reflected in a higher frequency of
surveys that report risks associated with loan growth, out-of-territory
lending, and credit and funding concentrations.
Supervisory Insights also includes a "Regulatory and Supervisory
Roundup" section, which provides an overview of recently released
regulations and supervisory guidance.
Supervisory Insights provides a forum for discussing how bank
regulation and policy are put into practice in the field, promoting
sound principles and practices for bank supervision, and communicating
about the emerging issues that bank supervisors face. The journal is
available on the FDIC's website at http://www.fdic.gov/regulations/examinations/supervisory/insights/index.html.
Suggestions for future topics and requests for permission to reprint
articles should be emailed to email@example.com.
Requests for print copies should be emailed to firstname.lastname@example.org.
Congress created the Federal Deposit Insurance Corporation in 1933 to
restore public confidence in the nation's banking system. The FDIC
insures deposits at the nation's banks and savings associations, 5,738
as of September 30, 2017. It promotes the safety and soundness of these
institutions by identifying, monitoring and addressing risks to which
they are exposed. The FDIC receives no federal tax dollars—insured
financial institutions fund its operations.
Online Loan 24 Publishes An Alarming Infographic About
African-Americans’ Personal Finance
Online Loan 24 has just published a new
infographic that presents a grim picture of African-Americans'
situation with personal finance and the most common problems they
face in their daily lives.
Ziegler Closes $67.610 Million Brazos Presbyterian Homes
Ziegler, a specialty investment bank, is pleased to announce the
successful closing of the $67,610,000 Series 2016 tax-exempt,
fixed-rate financing for Brazos Presbyterian Homes (BPH), a new
client to Ziegler. BPH owns and operates two continuing care
retirement communities in Houston, Texas: Brazos Towers at Bayou
Manor and the Hallmark.
Crowley Joins the Clean Cargo Working Group; Global Initiative Seeks
Improved Environmental Performance by Reducing Emissions
Crowley Maritime Corp. has joined the Clean Cargo Working Group
(CCWG), a global, business-to-business initiative dedicated to
reducing the environmental impacts of global goods transportation
and promoting responsible shipping. Membership in the group
underscores Crowley’s practice of prioritizing and utilizing
technology and operations that are friendly to the environment, and
of joining partnerships focused on reducing vessel emissions.
Bombardier and APS Renew Jet Upset Training Partnership
Bombardier Business Aircraft and Aviation Performance Solutions
(APS) Together Provide In-flight Upset Recovery Training
Services as Part of the Bombardier Leading Edge Program to Crews
of Recently Purchased Learjet, Challenger and Global* business
aircraft. Through Pilot Education and Skill Development,
Effectively Delivered Airplane Upset Prevention and Recovery
Training (UPRT) Reduces the Risk of Loss of Control in-Flight
(LOC-I), the Cause of the Most Fatalities in Commercial Aviation
Worldwide over the Past 10 Years.
New UNC Research Finds Activist Hedge Funds Deliver Returns Only
A new study from UNC Kenan-Flagler Business School analyzes more
than 2,000 activist campaigns and more than 3,200 M&A
transactions during the past 15 years. It finds that an activist
campaign substantially boosted the probability that the company
would receive a takeover bid.
City of Shreveport Agrees to $342 Million Sewer System Upgrade to Comply
with Clean Water Act
Contact Information: Jennah Durant or Joe Hubbard, 214 665-2200 or R6press@epa.go
city of Shreveport, La., has agreed to make significant upgrades to reduce
overflows from its sanitary sewer system and pay a $650,000 civil penalty to
resolve Clean Water Act (CWA) violations stemming from illegal discharges of
raw sewage, the Department of Justice and the U.S. Environmental Protection
Agency (EPA) announced today. The state of Louisiana, a co-plaintiff in
this case, will receive half of the civil penalty.
When wastewater systems overflow, they can release raw
sewage and other pollutants, threatening water quality and potentially
contributing to disease outbreaks. To come into compliance with the CWA,
the city estimates it will spend approximately $342 million over the next 12
years in order to improve the sewer system’s condition. While the city
upgrades the system, it will also implement a program for capacity
management, operation, and maintenance to help reduce sanitary sewer
“The key provisions of this settlement will eliminate
overflows of raw sewage in neighborhoods that have for too long been subject
to these contaminated overflows,” said Acting Assistant Attorney General
Robert G. Dreher. “These provisions are critical to protecting the public
health of all citizens of Shreveport.”
“The United States Attorney’s Office is committed to
assisting our federal partners and the state in protecting the environment
and public health,” said U.S. Attorney Stephanie Finley. “Sewer overflows
are a public health hazard. The citizens of Shreveport are the
beneficiaries of this settlement, which will eliminate these overflows
“Keeping these discharges out of our waterways is a
priority for the EPA and the state of Louisiana,” said EPA Regional
Administrator Ron Curry. “The residents of Shreveport deserve clean water
and reliable infrastructure, and this agreement will help achieve that.”
The Justice Department, on behalf of the EPA, filed a
complaint against the city alleging that, since 2005, the city has had
untreated sewage overflows from its sanitary sewer system in violation of
the CWA and state-issued discharge permits. The cause of these illegal
overflows stems largely from the city’s failure to properly operate and
maintain the condition of the sewer system, resulting in discharges of
untreated sewage into local waterways and the community.
Shreveport’s wastewater collection and treatment
system, including the Lucas and North Regional waste water treatment plants,
serves approximately 220,000 people in an environmental justice area.
Keeping raw sewage out of the community and the waters
of the United States is a national priority for EPA, as sewage overflows can
present a significant threat to human health and the environment. These
discharges can degrade water quality, spread bacteria and viruses, and cause
diseases ranging from gastroenteritis to life-threatening conditions such as
cholera and dysentery.
The settlement, which will be lodged in the U.S.
District Court for the Western District of Louisiana, is subject to a 30-day
public comment period before the court can give final approval and enter the
consent decree as final judgment, at which time it will become effective.
The proposed consent decree can be viewed online at
More information about the settlement:
More information about EPA’s national enforcement
More information about Integrated Municipal Stormwater
and Wastewater Plans:
US Federal Contractors Registration: Contractors Needed in FEMA
When Hurricane Sandy crashed into Northeast
American earlier this week, the Federal Emergency Management Agency
(FEMA) reported having $3.6 billion dollars worth of relief funds.
This massive amount of funds generally goes towards relief efforts
for those in need of food, water, and basic necessities. However, an
extremely large portion of the funds goes to contractor employed by
the government to fix damages and repair fallen or broken
structures. US Federal Contractor Registration is a third party
registration firm that has helped thousands of businesses complete
their SAM registration and bid on contracts. US Federal Contractor
Registration pairs businesses with a dedicated case managerto help
get registered for federal employment and help them every step of
the way from initial registration to bidding on contracts
All information is as is and is not
intended to provide market advise but market and business
information. All information provided is the sole responsibility of the
provider of the link and not HU. As with all information, research it first and
check it with three sources you know to be credible before making any financial
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